Monthly payment

• Mortgage and refinance interest rates today, January 16, 2026: Annual rates plummet by 98 basis points - These are today's mortgage and refinance interest rates. The 30-year rate has dropped by almost a full percentage point over the last year. Lock in your rate today.
• How much income is needed to afford a $500,000 mortgage? - Your income impacts how much house you can afford and how much a lender will let you borrow. Here’s the income needed to qualify for a $500,000 mortgage loan.
• Mortgage and refinance interest rates today, January 7, 2026: A long stretch of stability - These are today's mortgage and refinance interest rates. The 30-year fixed rate has seen little movement since October. Lock in your rate today.
• Mortgage and refinance interest rates today, January 5, 2026: Rates barely above 6% but look for even lower offers - These are today's mortgage and refinance rates. Rates have barely moved since the end of October. To get a low rate, you'll want to shop multiple lenders for your best offer.
• Mortgage and refinance interest rates today, January 3, 2026: Almost exactly where they were one week ago - These are today's mortgage and refinance rates. Mortgage rates continue to hover within a range and are a fraction over 6%. Lock in your rate today.
• What is the monthly mortgage payment on a $200,000 house? - The monthly mortgage payment on a $200,000 loan will depend on your term length and rate. We did the math to show how much you’ll spend on a $200,000 mortgage.
• Mortgage and refinance interest rates today, December 12, 2025: Rates remain well below the 52-week average - These are today's mortgage and refinance interest rates. Mortgage rates remain below where they were the same time last year. Lock in your rate today.
• Mortgage and refinance interest rates today for December 8, 2025: Will rates go down after the Fed meeting? - These are today's mortgage and refinance rates. People shouldn't necessarily wait until after the Fed meeting to lock in a rate, as rates are likely to hold steady.
• Mortgage and refinance interest rates today, December 5, 2025: A half-point lower than one year ago - These are today's mortgage and refinance interest rates. Mortgage rates are down a half-point since the same time last year. Lock in your rate today.
• Mortgage and refinance interest rates today, December 3, 2025: Forecast says rates to be slightly lower in 2026 - These are today's mortgage and refinance interest rates. The 30-year fixed rate is holding above 6%, with little movement. Lock in your rate today.